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*Registered Representative of, and Securities and Investment Advisory services offered through Hornor, Townsend & Kent, LLC ., (HTK), Registered Investment Advisor, Member FINRA/SIPC, 110 Fieldcrest Ave, Suite 20, Edison, NJ 08837. Shanti Now Financial and other listed entities are independent of HTK. HTK does not provide legal and tax advice. Always consult a qualified tax advisor regarding your personal tax situation and a qualified legal profession-al for your personal estate planning situation.2820709AL_DEC21

The Courtless Divorce: A smarter way to end a marriage